A Christmas Message
By Dr. Conchita L. ManabatBy Dr. Conchita L. Manabat

December 22, 2017

A Christmas Message

Finex Free Enterprise is a rotating column of members of the Financial Executives Institute of the Philippines appearing every Wednesday & Friday in BusinessMirror, banking & finance Section.

A writer once said, “True love has no happy ending.” Why? It is because true love never ends.

Christmas is one day in a year where most Filipinos take the time and effort to prepare. To some, the preparation commences once the “ber” months start. And of course, there is the usual last minute rush to gear up for it. More than the temporal preparations for this special day is the higher level of preparation. This is the time to reflect and to go deeper into what counts most, what is really important.

Our faith tells us that there is always hope for the future. Quoting 1 Cor 13:7 “Love never gives up; and its faith, hope and patience never fail”. From this love springs our commitment to ourselves and to our country. We may recall how we have successfully battled against past political turmoils and economic downtrends. The Filipino is a survivor. With faith we must be optimistic that the challenges we experience today can be overcome. This is the time for self- giving, for self-sacrifice for the good of the majority. In this way, I am sure we will be able to make contribution to the cause we are called for. We must help government and business achieve their goals in pursuing all- inclusive economic undertakings.

On the very birthdate of Jesus Christ, let the Lord be with us in order that love for each other and love for country will prevail. Let us take a united stand and pray that we will be inspired to give more of ourselves for each other and for our country. We must be steadfast in our love for Him as it is written in Romans 8:28, “We know that in all things God works for good with those who love Him, those whom He has called according to His purpose.” Amidst our festive celebration, let us pause and reflect on the true meaning of the season, that is, love. Loving not only those who are easy to love but

equally those who have done us wrong. By loving, we become pleasing to Him and we are able to respond to His call and be in accordance to His purpose. Steadfast in faith and love for Him, we will overcome all the challenges before us.

Happy Christmas and may our 2018 be blessed!

Dr. Conchita L. Manabat is the President of the Development Center for Finance, a joint undertaking of the FINEX Research & Development Foundation, Inc. and the Virata School of Business at the University of the Philippines. She is a member of the IAASB Consultative Advisory Group (CAG) and the IESBA CAG. A past Chair of the International Association of Financial Executives Institutes (IAFEI), she now serves as the Chairperson of the Advisory Council of the said organization. She can be reached at This e-mail address is being protected from spambots. You need JavaScript enabled to view it